Payment Plans & Financing Options
We want cost to be one less thing standing between you and the care you need. Here are the ways our patients pay for treatment at Premier Dentistry.
Pay Over Time with Cherry
Premier Dentistry is enrolled with Cherry, a patient financing partner that lets you spread the cost of treatment into monthly payments — including 0% APR options for qualifying patients. Checking your options uses a soft credit check that does not impact your credit score, and you'll typically get a decision in about 60 seconds.
See My Options with Cherry →Our In-House Membership Plan
If you don't have dental insurance, our membership plan gives you a straightforward, predictable way to stay on top of routine care and receive a discount on additional treatment — without the paperwork or limitations of a traditional insurance plan.
Learn About the Membership Plan →Use Your FSA or HSA Dollars
If you have a Flexible Spending Account, most plans require this year's contribution to be used by December 31 — the 2026 IRS cap for a Health-Care FSA is $3,400 — and unless your plan offers a carryover or grace period, unused funds are typically forfeited. (Your plan administrator can tell you which rules apply to you.) A Health Savings Account works differently: HSA dollars never expire and simply roll forward year to year, so there's no deadline — just funds already set aside and ready to use.
Both are pre-tax dollars, and both can be used at any provider you choose, including an out-of-network practice like ours. If you've been considering treatment, now is a good time to put those dollars to work before your FSA balance resets.
Ask Us About Your FSA or HSA →Have Questions About Cost?
Every treatment plan is different. Our team is happy to walk through your specific options — including what your insurance may cover if you have it — before you commit to anything.
Request Appointment Call Us: 916-929-9222Financing is offered through third-party lenders (including Cherry); approval and terms are determined by the lender, not Premier Dentistry. This page is for general information and is not a guarantee of financing approval or specific loan terms — contact our office for current details.